Archives March 2025

Cryptocurrency is shaking up the online casino world, and I’m excited to dive into its growing influence. With the rise of digital currencies like Bitcoin and Ethereum, online betting is transforming in ways we never imagined. These innovations are not just a trend; they’re revolutionizing how players engage with their favorite games.

As I explore this topic, I’ll highlight the advantages of using cryptocurrency for online gambling. From enhanced security to faster transactions, the benefits are hard to ignore. Join me as I uncover how these digital assets are reshaping the landscape of online casinos and what it means for both players and operators in this dynamic environment.

Cryptocurrency in Online Casinos

Cryptocurrency has gained significant traction in online casinos, revolutionizing how players engage in betting. Digital currencies like Bitcoin and Ethereum facilitate secure, anonymous transactions, appealing to many gamblers seeking privacy.

Security is a fundamental advantage of using cryptocurrency in online gambling. Blockchain technology underpins these currencies, providing transparency and tamper-proof records, reducing the risk of fraud. Players often find this level of security reassuring.

Quick transactions also enhance the gaming experience. Cryptocurrency deposits typically process within minutes, granting players immediate access to funds. Withdrawals, too, occur rapidly, with some transactions completing in under an hour. This speed contrasts sharply with conventional banking methods, often bogged down by lengthy processing times.

Diverse payment options contribute to the growing popularity of cryptocurrencies in online casinos. Players can select from various digital currencies, allowing flexibility in how they wager. The absence of intermediaries further reduces transaction fees, making betting more efficient and cost-effective.

Moreover, many online casinos offer promotions and bonuses specifically for cryptocurrency users. These incentives often include higher deposit matches or reduced wagering requirements, improving the overall gaming experience.

The integration of cryptocurrency in online casinos enhances security, speeds up transactions, and provides a versatile payment landscape for players.

Benefits of Using Cryptocurrency

Using cryptocurrency in online casino betting offers numerous advantages, enhancing the overall gambling experience. Key benefits include improved anonymity and security, as well as faster transaction speeds.

Anonymity and Security

Cryptocurrency transactions provide a level of anonymity that traditional payment methods can’t match. Players can bet without revealing personal information, safeguarding against identity theft. The use of blockchain technology ensures every transaction is recorded on a public ledger, creating transparency. Blockchain’s tamper-proof nature reduces fraud risk, giving players confidence in their transactions. With decentralized data control, cryptocurrency enhances online security, contributing to a safer gaming environment.

Fast Transactions

Cryptocurrency facilitates quick transactions, significantly speeding up deposits and withdrawals. Players can access funds almost instantly, eliminating the delays common with traditional banking methods. Many casinos process cryptocurrency transactions 24/7 without intermediaries, ensuring immediate access to winnings. This efficiency enables players to enjoy seamless betting experiences and rapid fund management, critical in the dynamic online gaming environment.

Challenges and Risks

Cryptocurrency in online casino betting presents several challenges and risks for players and operators alike. These challenges can significantly impact the gaming experience and require careful navigation.

Volatility of Cryptocurrencies

Volatility stands out as a major challenge within the cryptocurrency market. Prices can fluctuate dramatically within short timeframes, impacting bankroll stability. For example, a player depositing $1,000 in Bitcoin may find its value drop to $800 within days, decreasing available funds for betting. This unpredictability can deter players who prefer stable financial environments. Moreover, operators face uncertainty in revenue management, as income from cryptocurrency transactions may vary significantly, complicating financial planning.

Regulatory Concerns

Regulatory concerns play a critical role in the adoption of cryptocurrency in online gambling. Different jurisdictions impose varying regulations governing cryptocurrencies and online gaming. For instance, some areas maintain strict guidelines requiring operators to obtain licenses, while others lack clear regulations. This disparity creates confusion for players and may lead to legal risks. Online casinos that accept cryptocurrency must ensure compliance with regional regulations to avoid penalties. Additionally, the anonymous nature of cryptocurrency transactions raises potential for misuse, making regulators wary of its integration into the gambling industry.

Popular Cryptocurrencies in Online Betting

Cryptocurrencies play a crucial role in the online betting landscape. Two of the most prominent digital currencies utilized by online casinos include Bitcoin and Ethereum.

Bitcoin

Bitcoin remains the leading cryptocurrency in online betting. It offers secure and anonymous transactions due to its decentralized nature. Most online casinos accept Bitcoin for deposits and withdrawals, providing quick, hassle-free processing. Transaction speeds often reduce waiting times to mere minutes, which enhances the betting experience. Additionally, Bitcoin’s widespread acceptance facilitates a seamless transition for players shifting from traditional currencies. The presence of Bitcoin-specific promotions, including bonuses and cashback offers, further incentivizes players to engage in betting with this digital asset.

Ethereum

Ethereum ranks second among popular cryptocurrencies in online casinos. Its smart contract functionality enhances user experience through automated processes. Players benefit from fast transaction speeds, similar to Bitcoin, while enjoying a more versatile betting environment. Ethereum’s blockchain technology supports decentralized applications (dApps), allowing for innovative gaming experiences that traditional currencies cannot provide. Many online casinos now incorporate Ethereum, catering to players who prioritize speed and flexibility in their betting methods. The ongoing growth in Ethereum’s ecosystem signifies its lasting impact on the online gambling landscape.

The Future of Cryptocurrency in Online Casinos

The future of cryptocurrency in online casinos looks promising, with several trends shaping the landscape. Increased acceptance of cryptocurrencies among operators signals a shift towards digital payments. More online casinos are integrating crypto wallets, allowing seamless transactions for users. Player demand for flexibility drives this trend, as cryptocurrencies offer various options beyond traditional payment methods.

Technological advancements enhance the role of cryptocurrency. Innovations like blockchain technology improve security and transparency in transactions. Enhanced smart contracts provide automated, trustless betting experiences, leading to faster gaming processes. As technology evolves, I anticipate even greater integration of digital currencies within online platforms.

Regulatory developments will also impact cryptocurrency’s role in online casinos. As governments define clearer guidelines, operators can navigate compliance more effectively. This clarity could foster a safer environment for players, encouraging further adoption of cryptocurrencies. In regions where regulation supports crypto usage, I expect a significant increase in crypto-related casino offerings.

Additionally, the growing popularity of decentralized finance (DeFi) will influence online betting. DeFi platforms offer unique betting experiences, enabling peer-to-peer gambling without centralized operators. Such models can reduce fees and enhance player autonomy. As DeFi expands, I foresee its integration into existing online casino frameworks, changing the way users interact with betting platforms.

The future of cryptocurrency in online casinos promises increased acceptance, technological advancements, clear regulations, and innovative betting experiences. These factors will shape the ongoing evolution of online gambling, making it essential for players and operators to stay informed about developments in the digital currency space.

Conclusion

The integration of cryptocurrency in online casino betting is reshaping the gaming experience for many players. With its focus on security speed and anonymity it’s clear that digital currencies are becoming a preferred choice for online gamblers. As the landscape evolves I see exciting opportunities for both players and operators to benefit from this revolution.

While challenges like volatility and regulatory hurdles remain they can’t overshadow the potential of cryptocurrencies to enhance the online gambling environment. As technology advances and regulations become clearer I believe we’ll witness even greater adoption of cryptocurrencies in this space. Staying informed about these developments is crucial for anyone looking to navigate the future of online betting successfully.

Frequently Asked Questions

What is the impact of cryptocurrency on online casinos?

Cryptocurrency dramatically transforms online casinos by enhancing security, ensuring quicker transactions, and providing anonymity. Digital currencies like Bitcoin and Ethereum facilitate secure, private gambling transactions, appealing to players seeking protection from identity theft and fraud.

What are the benefits of using cryptocurrency in online gambling?

The key benefits include improved security and anonymity, fast transaction speeds, and lower fees. Blockchain technology ensures transparency and reduces fraud risks, while quick deposits and withdrawals enhance the overall gambling experience.

How does blockchain technology improve online gambling security?

Blockchain technology provides tamper-proof records and transparency, which minimizes the chances of fraud. This decentralized system allows players to make secure bets without compromising personal information, creating a safer gaming environment.

What challenges do players face when using cryptocurrency for online betting?

Players face volatility risks, as cryptocurrency values can fluctuate significantly, impacting bankroll stability. Additionally, regulatory challenges vary across jurisdictions, leading to confusion and potential legal complications for both players and operators.

What are the most popular cryptocurrencies for online casinos?

Bitcoin remains the leading cryptocurrency in online gambling due to its security and swift transaction processing. Ethereum is also popular, known for its smart contracts, which enhance the betting experience by supporting decentralized applications.

Is the future of cryptocurrency in online casinos promising?

Yes, the future looks bright as more online casinos adopt cryptocurrencies and integrate crypto wallets. Advancements in technology and regulatory developments are expected to enhance security and foster a safer environment for players, continually evolving online gambling.

Online betting games have taken the world by storm, offering excitement and the potential for profit from the comfort of our homes. But diving into this digital playground without a strategy can lead to frustration and losses. I’ve spent countless hours exploring the ins and outs of online betting, and I’ve discovered that success hinges on a few key strategies.

In this article, I’ll share the essential tactics that can elevate your online betting experience. Whether you’re a seasoned player or just starting out, understanding these strategies will help you navigate the complexities of the betting landscape. Let’s unlock the secrets to mastering online betting games and turn your passion into a winning venture.

Online Betting Games

Online betting games encompass a variety of formats and platforms, appealing to a wide audience. Familiarity with these elements enhances the overall betting experience.

Types of Online Betting Games

1. Sports Betting: Sports betting involves wagering on the outcome of sports events, ranging from football to basketball. Understanding odds is crucial, as they determine potential payouts.
2. Casino Games: Online casinos offer games like slots, blackjack, and poker. Each game has distinct rules, strategies, and payout structures.
3. eSports Betting: eSports betting has grown rapidly, where players bet on competitive video game matches. This type attracts a younger demographic and offers unique betting opportunities.
4. Virtual Sports: Virtual sports feature simulated events based on statistical data. They offer constant betting options, perfect for those seeking quick engagement.
5. Lotteries and Bingo: Online lotteries and bingo games provide easy access to chance-based games. These options attract players looking for simplicity and entertainment.

Popular Platforms for Betting

1. Bet365: Bet365 provides extensive sports coverage and user-friendly navigation. Its live betting feature enhances real-time engagement.
2. DraftKings: DraftKings focuses on fantasy sports and traditional betting options. It offers various promotions, appealing to both new and regular users.
3. FanDuel: FanDuel specializes in sports betting and daily fantasy leagues, giving players diverse options and attractive odds.
4. 888sport: 888sport is known for its competitive odds and user-friendly interface. It offers various bets, enhancing the user experience.
5. William Hill: William Hill stands as a well-established name in online betting. It provides a broad range of betting markets and robust customer support.

Understanding these types and platforms ensures a more informed and strategic approach to online betting games.

Key Strategies for Success

Effective strategies for online betting games revolve around managing your bankroll and selecting the appropriate games. These tactics create a solid foundation for achieving long-term success.

Bankroll Management

Bankroll management is crucial in online betting. I recommend setting a specific budget for betting each month. This budget should comprise money that I can afford to lose, ensuring I don’t jeopardize my finances. Dividing the bankroll into smaller units allows me to place multiple bets without risking my entire budget at once. For example, if my monthly budget is $500, I can set a unit size of $25, allowing for 20 bets. I track wins and losses diligently, adjusting my stake size as my bankroll changes, maintaining an optimal balance between risk and reward.

Game Selection

Game selection significantly impacts my betting success. I focus on games where I have the most knowledge and experience. For instance, if I understand football betting better than slots, I prioritize sports betting formats. I also research the odds and payouts of different games, allowing me to identify the most favorable betting opportunities. Knowing when to bet on favorites or underdogs lets me diversify my strategy. Additionally, I explore various platforms to find games with competitive odds, enhancing my potential returns. Choosing the right betting games is a key component of a successful betting strategy.

Tips for Mastering Betting Techniques

Mastering betting techniques involves strategic planning and informed decisions. Here are some important tips to enhance your betting skills.

Research and Analysis

Researching games and analyzing statistics are essential for successful betting. I focus on gathering information about teams, players, and specific match conditions. I assess performance trends, historical data, and expert opinions. Comparing odds from different platforms helps identify the best betting opportunities. For example, I utilize resources like sports analytics sites to track statistics. Prioritizing thorough analysis often leads to more informed bets and increased chances of success.

Utilizing Bonuses and Promotions

Smartly utilizing bonuses and promotions can maximize your betting potential. I regularly check the latest offers from betting platforms and take advantage of welcome bonuses, free bets, and cash-back promotions. Understanding the terms and conditions of these offers is crucial to avoid pitfalls. For instance, I look for promotions with favorable wagering requirements and time limits. Integrating bonuses into my betting strategy allows for more flexibility and opportunities to win, enhancing overall profitability.

The Importance of Discipline and Patience

Discipline and patience are crucial in mastering online betting games. Maintaining control over one’s emotions and expectations enhances the overall betting experience.

Managing Emotions During Betting

Managing emotions during betting prevents impulsive decisions. Accepting that losses are part of the process helps maintain a level-headed approach. Remaining calm—whether winning or losing—ensures rational decision-making. I recommend setting limits for each session to avoid chasing losses. If emotions start to override logic, taking a break from betting can be beneficial.

Setting Realistic Goals

Setting realistic goals defines achievable outcomes in online betting. I focus on short-term and long-term objectives, ensuring they align with my bankroll. For instance, aiming for consistent, smaller wins is preferable to pursuing unrealistic jackpots. Establishing a clear plan helps measure progress and maintain motivation. Tracking goal achievements fosters a sense of accomplishment and reinforces disciplined betting practices.

Conclusion

Mastering online betting games requires a blend of knowledge strategy and discipline. By applying the tactics I’ve shared you can enhance your betting experience and increase your chances of success. Remember to manage your bankroll wisely and select games that align with your expertise.

Staying informed through research and analysis will empower you to make better decisions. Embrace the journey with patience and set realistic goals to keep your betting enjoyable and sustainable. With the right mindset and approach you can turn your passion for online betting into a rewarding endeavor.

Frequently Asked Questions

What are online betting games?

Online betting games are interactive gambling activities available on the internet, including sports betting, casino games, eSports, virtual sports, and lotteries. They allow players to place bets on various outcomes, often using real money or virtual currency.

How can I improve my online betting strategy?

To enhance your online betting strategy, focus on effective bankroll management, choose games you know well, and research odds and payouts. Set a monthly budget for betting and divide it into smaller units for multiple bets to minimize risk.

What platforms are best for online betting?

Popular online betting platforms include Bet365, DraftKings, FanDuel, 888sport, and William Hill. Each offers unique features, user experiences, and a wide range of betting options, making them ideal for both seasoned bettors and newcomers.

Why is bankroll management important in betting?

Bankroll management is crucial because it helps you control your spending, minimize losses, and maximize your chances of success. Setting a specific budget for betting each month ensures you only wager money you can afford to lose.

How do I approach research and analysis in betting?

Gather information about teams, players, and match conditions to make informed bets. Compare odds from different platforms to find the best opportunities and utilize data to develop a sound betting approach.

What should I know about betting bonuses and promotions?

Betting bonuses and promotions, like welcome bonuses and free bets, can enhance your online betting experience. Always read the terms and conditions associated with these offers to understand how to maximize their benefits.

How can I manage emotions while betting?

Managing emotions is vital in online betting. Avoid impulsive decisions by setting limits for each session, accept that losses are part of the game, and stay calm to ensure rational decision-making.

What are realistic goals in online betting?

Setting realistic goals involves defining achievable outcomes that align with your bankroll. Aim for consistent, smaller wins rather than chasing unrealistic jackpots, and track your progress to foster a sense of accomplishment.

As online betting grows in popularity, so does the concern about its safety. With countless platforms available at our fingertips, it’s crucial to understand how secure these sites really are. I often find myself questioning the safety measures in place and whether my personal information is truly protected.

In this article, I’ll explore the various security features that online betting platforms use to safeguard users. From encryption technologies to regulatory oversight, I’ll dive deep into what makes a platform trustworthy. Whether you’re a seasoned bettor or just curious, knowing how to navigate these digital spaces safely is essential. Let’s uncover the truth behind online betting security together.

Online Betting Platforms

Online betting platforms serve as digital venues for wagering on sports events, casino games, and other competitions. They’ve gained immense traction due to their convenience and accessibility. Users can place bets from anywhere at any time, making it essential to understand the security features these platforms utilize to safeguard personal data and financial transactions.

Types of Online Betting Platforms:

1. Sports Betting Sites: Focus on wagering on various sports, including football, basketball, and horse racing. These sites often feature live betting options for real-time wagering.
2. Online Casinos: Offer virtual versions of traditional casino games like slots, poker, and blackjack. Many employ Random Number Generators (RNGs) to ensure fair gameplay.
3. Esports Betting Platforms: Allow users to bet on competitive video gaming events. The rise of esports has led to specialized platforms catering to this market.
4. Betting Exchanges: Users can place bets against one another instead of against the house. These platforms provide more competitive odds due to the peer-to-peer nature of betting.

Key Features of Online Betting Platforms:

• Licensing and Regulation: Reputable platforms obtain licenses from recognized gambling authorities. These licenses ensure compliance with standards for player protection and fairness.
• Payment Security: Most platforms use advanced encryption technologies, like SSL, to protect sensitive payment information. This creates a secure environment for transactions.
• Data Privacy Measures: Platforms implement strict data management protocols to protect personal information. They often adhere to data protection regulations, such as GDPR, ensuring user data is handled responsibly.
• Customer Support Services: Reliable platforms provide 24/7 customer support via chat, email, or phone. This support is vital for resolving issues quickly and maintaining customer trust.

As the online betting industry evolves, understanding these platforms’ intricacies remains crucial for any bettor. Ensuring safety and security enhances the overall betting experience, making informed decisions essential for successful wagering.

Common Security Risks

Online betting platforms face various security risks that can threaten user safety. Understanding these risks helps in making informed choices when selecting a site for wagering.

Data Breaches

Data breaches occur when unauthorized entities access confidential information. This intrusion can lead to identity theft, financial loss, and compromised personal details. Online betting platforms often store sensitive data, such as payment information and personal identifiers, making them appealing targets for cybercriminals. Reports indicate that 43% of companies experienced a data breach in 2023, emphasizing the importance of robust security measures. Platforms employing encryption technologies, such as SSL (Secure Sockets Layer), significantly enhance data protection, ensuring that sensitive information remains confidential.

Fraud and Scams

Fraud and scams manifest in various forms, including phishing attacks, account takeover attempts, and fake betting websites. Phishing schemes often use emails or messages that appear legitimate, tricking players into revealing personal information. Account takeovers involve hackers exploiting weak passwords or security questions to access user accounts. In fact, about 30% of online bettors reported encountering fraudulent sites or offers. To mitigate these risks, it’s crucial for users to remain vigilant, utilize unique and strong passwords, and verify the credibility of platforms before placing bets. Reputable platforms provide clear contact information and customer support channels, which act as additional safeguards against potential scams.

Regulatory Standards and Compliance

Regulatory standards and compliance play a crucial role in determining the safety of online betting platforms. Understanding how these regulations work can help bettors choose secure and trustworthy sites.

Licensing and Regulation

Licensing indicates that an online betting platform operates under specific legal requirements. Regulatory bodies, such as the UK Gambling Commission and the Malta Gaming Authority, enforce laws to ensure fair play and consumer protection. Licensed platforms must adhere to strict guidelines on game fairness, financial transparency, and responsible gambling practices.

Compliance with regulations requires platforms to undergo regular audits and inspections. These processes verify that the platforms meet industry standards and maintain the integrity of games. Bettors can check for licensing information on a platform’s website, typically found in the footer. This information provides assurance of the platform’s credibility and accountability.

Industry Best Practices

Industry best practices shape the security framework of online betting platforms. These practices include implementing encryption technologies, such as SSL certificates, to protect sensitive user data during transactions. Strong authentication measures, including two-factor authentication, add an additional layer of security, mitigating unauthorized access.

Platforms also prioritize responsible gambling measures. Features such as self-exclusion options, deposit limits, and access to gambling support resources encourage safe betting behavior. By following these best practices, online betting platforms demonstrate their commitment to user safety and enhance trust among bettors.

Security Measures Implemented by Platforms

Online betting platforms prioritize security to protect users’ sensitive information. They implement various measures to enhance safety and build trust.

Encryption and Data Protection

Platforms utilize advanced encryption technologies to safeguard user data during transmission. Most online betting sites employ SSL (Secure Socket Layer) encryption, which encrypts data between the user’s browser and the platform’s servers. This technology prevents unauthorized access during financial transactions and sensitive information exchanges. In addition, data at rest is often protected using encryption techniques, ensuring that personal information stored on servers remains secure. Regular security audits help identify vulnerabilities, allowing platforms to mitigate potential threats promptly.

Compliance with regulations like GDPR enhances data protection, ensuring platforms maintain user privacy. They must provide transparent privacy policies that outline how personal data is collected, used, and stored. Emphasizing compliance not only safeguards user information but also builds confidence in the platform’s integrity.

User Authentication Methods

Platforms implement robust user authentication methods to enhance security. Common practices include strong password requirements and two-factor authentication (2FA). Strong passwords incorporate a mix of letters, numbers, and special characters, increasing resistance to unauthorized access.

Two-factor authentication adds an additional layer of security by requiring users to verify their identity through a secondary method, such as a text message or email confirmation. Some platforms also leverage biometric authentication, such as fingerprint or facial recognition, providing even more security.

By utilizing multiple authentication methods, online betting platforms can significantly reduce the risk of account takeovers and ensure that only authorized users access personal accounts.

Evaluating the Safety of Online Betting Platforms

Understanding the safety of online betting platforms involves analyzing user feedback and the credibility of security assessments. This section covers essential factors like user reviews and independent security audits.

User Reviews and Ratings

User reviews and ratings serve as vital indicators of a platform’s reliability. I analyze feedback from multiple sources, including betting forums and review websites, to gauge user satisfaction. High ratings from verified users often reflect a platform’s commitment to security and customer service. Negative reviews frequently highlight issues such as slow payouts or inadequate customer support, which can signal potential risks. It’s crucial to look for platforms that maintain a consistent positive reputation across various channels, ensuring they meet safety expectations.

Independent Security Audits

Independent security audits strengthen the credibility of online betting platforms. I prioritize platforms that undergo regular audits from recognized third-party organizations. These audits assess the effectiveness of security measures, ensuring compliance with industry standards. Platforms that display audit seals demonstrate transparency and a commitment to safeguarding user data. Regular audits not only enhance user trust but also verify that a platform adheres to best practices in security and fairness.

Conclusion

Navigating the world of online betting doesn’t have to be daunting. By understanding the security measures in place and recognizing reputable platforms, I can make informed choices that prioritize my safety. The combination of robust encryption technologies regulatory compliance and user-friendly security features creates a safer betting environment.

Staying vigilant against potential risks like fraud and data breaches is crucial. I’ve learned that using strong passwords and enabling two-factor authentication can significantly enhance my account security. As I continue my betting journey I’ll keep these insights in mind to ensure a secure and enjoyable experience. Ultimately the right knowledge empowers me to bet responsibly while enjoying all the excitement online platforms have to offer.

Frequently Asked Questions

What are online betting platforms?

Online betting platforms are websites or applications where users can place bets on various events, such as sports games, casino games, or esports. They offer a convenient way for both experienced bettors and newcomers to engage in gambling activities from the comfort of their own homes.

How secure are online betting sites?

The security of online betting sites varies, but reputable platforms implement robust measures like SSL encryption, strong authentication methods, and compliance with regulatory standards. These features help protect users’ personal information and ensure fair play.

What is SSL encryption?

SSL encryption is a security protocol that encrypts data transmitted between a user’s browser and the website. This ensures that sensitive information, such as credit card numbers and personal details, is kept safe from unauthorized access during transmission.

Why is regulatory compliance important?

Regulatory compliance ensures that online betting platforms adhere to strict guidelines for fairness and consumer protection. Licensing from recognized authorities, like the UK Gambling Commission, indicates that a platform is trustworthy and regularly audits its operations.

What safety measures should bettors look for?

Bettors should look for platforms that offer SSL encryption, two-factor authentication, and transparent privacy policies. Additionally, it’s essential to check for regulatory licensing and customer support options to ensure a safe betting experience.

What common risks are associated with online betting?

Common risks include data breaches, identity theft, and fraud, such as phishing attacks and account takeovers. Users should remain vigilant by utilizing strong passwords and recognizing suspicious activities to mitigate these risks.

How can I verify an online betting platform’s safety?

To verify a platform’s safety, check for regulatory licenses, read user reviews, and look for independent security audits. Platforms that display audit seals or positive user ratings are typically more trustworthy and committed to user protection.

What is two-factor authentication (2FA)?

Two-factor authentication (2FA) adds an extra layer of security by requiring users to provide two forms of identification before accessing their accounts. This often includes something they know (like a password) and something they have (like a mobile device for receiving a code).